Most lenders require borrowers to keep housing costs to 28% or less of their pretax income. Your total debt payments (including housing costs) can’t usually be more than 36% of your pretax income
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How Much Proof Of Income Do I Need For A Mortgage?
You'll have to provide your latest pay stubs, as well as two years of tax returns and W-2 forms. Though you must provide two years of tax returns, lenders don't actually require that you be at the same job for two full years
How Much Income Do I Need To Show For A Mortgage
Most lenders require borrowers to keep housing costs to 28% or less of their pretax income. Your total debt payments (including housing costs) can't usually be more than 36% of your pretax income
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